Vaibhav S Joshi

Co-Founder, CBO & Global Head-BFSI
Vaibhav is an enthusiast for Innovations with a result-oriented approach, achieving product innovations within regulatory compliances. A result-oriented leader who strongly focuses on new technology innovations and changing market realities. He is a proven strategist, planner & able business leader with strong experience in creating and implementing predictable revenue & sustainable business. With over 22 years of experience in the industry, Vaibhav has established himself as an expert in banking, payments, and lending, spanning both Micro, Small, and Medium Enterprises (MSMEs) and corporates. His expertise in deal structuring, strategic alliances, deal sourcing, solutions, program management, pre-sales, and negotiations are widely recognized.

Prior to joining Ayekart, Vaibhav was the CEO & Co-Founder of Easy Pay and has held senior roles at Equitas Small Finance Bank (where he launched the fastest-growing consumer Neobank NiyoX and asset-led Neobank FreoSave) and Yes Bank. He has received recognition for his work, including as Global Top 100 CDOs, Top 30 Fintech Influencers India 2022, Trendsetter CIO 2022, India’s Inspiring Leaders 2021, BFSI Gamechanger Award, ET BFSI Best Fintech Partnership Alliance Award, IDC Omnichannel Award