Kumar holds a bachelor’s degree of Development and Information Technology from Annamalai University, Tamil Nadu with a work experience of over 18 years in leading organization and dynamic teams to exceed revenue and profit goals. He has a proven track record of driving multimillion- Rupees growth and expansion.

Kumar has worked in various notified institutes like Max New York Life, DLF Pramerica and Gramin Micro Credit Foundation. He has raised debt fund of 10 Crs within 2 months span of time at Atcost at the rate of 8.5%. While working with the Gramin Micro Credit Foundation And New Line Fincap Ltd. He established from zero to 35 Crs Portfolio of Micro and Small Loans, with an operational cost of 3% and an verage 7% profit margin annually.